This process will collect borrower information and perform a credit check. Sign into with your parent FSA ID (from Step 1), click on "Apply for a Direct PLUS loan" and then on "Direct PLUS Loan Application for Parents." You may begin the PLUS loan process after May 1st of the upcoming aid year.Parents planning to borrow from the Federal Parent Loan for Undergraduate Students (PLUS) must complete the following steps: Please take some time to look at our Making Cents Financial Literacy Program SUNY Oneonta is dedicated to helping students keep their loan debt down as much as possible. Federal Direct Loans deducts a loan origination fee of 1.062% from the loan proceeds. ![]() Students should contact their financial aid counselor to decline or reduce loan amounts. Please allow 24-48 hours for your data to be transmitted by Department of Education and processed by SUNY Oneonta. You can check if you have a valid MPN by selecting the option "Completed MPN's" once logged on to. If you previously completed an MPN (for example you previously attended a school that participated in Federal Direct Student Loans), you may not have to complete a new one (although it never hurts if you are unsure). MPNs are valid for 10 years and transfer from school to school.
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